Shingle Roofing
GAF Timberline shingles — the most trusted name in the industry, installed by a GAF Master Elite certified crew.
OAK & ANCHOR VOICE
Why Oak & Anchor Uses Shingles
Not every home in South Florida needs tile or metal. For homeowners who want a clean, classic look with strong storm performance and a straightforward installation, shingles are the right answer. We install GAF Timberline shingles exclusively — the #1 selling shingle in the country, and the only brand backed by the Master Elite certification program.
What makes our shingle installs different is the detail work. We run full-deck ice and water shield on every job — not just the edges, which is the standard practice. That means every square foot of your roof deck is protected before a single shingle goes down. It's the right way to do it, and it's how we do it on every home.
We offer two Timberline options: the standard HDZ for most homes, and the Class 4 impact-rated UHDZ with UltraMat for homeowners in high-storm-frequency areas or who want to qualify for insurance premium discounts. We'll tell you honestly which one makes sense for your situation.
Why We Use It:
- GAF Elite certified — held by less than 2% of roofers in the country
- Full-deck ice and water shield on every install — not just the edges
- Lifetime Limited Warranty — available only through Master Elite certified contractors
GAF Timberline HDZ®
America's most installed shingle — and for good reason.
Birchwood
Charcoal
Driftwood
Hunter Green
Oyster Gray
Pewter Gray
Shakewood
Slate
Sunset Brick
Weathered Wood
Overview
The Timberline HDZ is an architectural shingle with a dimensional, layered look that adds real depth and texture to your roof. It's built for hurricane-prone climates and backed by the strongest warranty in the shingle industry when installed by a GAF Master Elite contractor.
- Supplier — GAF via ABC Supply
- Type — Architectural / Dimensional Shingle
- Wind rating — Up to 130 mph wind warranty with GAF Master Elite installation
- Warranty — Lifetime Limited Warranty — requires GAF Master Elite certified installer
- Fire rating — Class A
- Impact rating — Standard (see UHDZ for Class 4 impact-rated upgrade)
- Algae protection — StainGuard Plus™ — 25-year algae resistance warranty
- OAB install standard — Full-deck ice & water shield on every install — not just the edges. Bryan: 'We use it on the whole deck, not just the edges. That's why our roof is better.'
- OAB sell point — GAF Master Elite certification held by less than 2% of roofers. Strongest shingle warranty available only through certified installers.
- Best for — Most South Florida homes. Best value in the shingle category. Right choice for standard roof replacements and new installs.
- FL stocked colors — Confirmed stocked at FL ABC Supply branch — available without lead time:
GAF Timberline UHDZ® with UltraMat™
The Class 4 upgrade to the standard HDZ.
Pewter Gray
Barkwood
Charcoal
Shakewood
Slate
Weathered Wood
Overview
The UHDZ uses GAF's UltraMat — a thicker, stronger fiberglass mat core that achieves Class 4 impact resistance without any change to the surface appearance. It looks identical to the HDZ from the street but performs at a completely different level in hail and storm debris events.
- Supplier — GAF via ABC Supply
- Type — Architectural / Dimensional Shingle — Class 4 Impact Rated
- Impact rating — UL 2218 Class 4 — highest residential impact resistance rating available. Designed for hail and storm debris.
- Wind rating — Up to 130 mph wind warranty with GAF Master Elite installation
- Warranty — Lifetime Limited Warranty — requires GAF Master Elite certified installer
- Fire rating — Class A
- Algae protection — StainGuard Plus™ — 25-year algae resistance warranty
- UltraMat technology — High-performance fiberglass mat core. Thicker and stronger than standard HDZ mat. Achieves Class 4 rating without added surface granules — no visible difference from HDZ.
- FL relevance — Class 4 impact rating qualifies homeowners for significant insurance premium discounts in Florida. Ideal for Martin and St. Lucie County homes in high-storm-frequency zones.
- OAB sell point — The upgrade from HDZ to UHDZ is one of the best value decisions a FL homeowner can make — the insurance savings often offset the cost difference within 2–3 years.
- Best for — Homeowners in high-storm-frequency areas, anyone seeking FL insurance premium savings, or clients who want maximum impact protection without changing the look of their roof.
- Color note — UHDZ is available in a subset of HDZ colors. If a client's preferred color is not available in UHDZ, recommend the HDZ as the alternative.
HDZ vs. UHDZ comparison
HDZ
UHDZ
Impact Rating
Standard
UL 2218 Class 4
Wind Rating
130 mph
130 mph
Fire Rating
Class A
Class A
Warranty
Lifetime Limited
Lifetime Limited
Algae Protection
StainGuard Plus™
StainGuard Plus™
FL Stocked Colors
10 confirmed
Confirm with ABC Supply
Full Palette
28 colors
12 colors
Insurance Benefit
Standard wind mitigation
Class 4 = potential FL premium discount
Best For
Standard FL replacement / great value
High-storm areas, max protection, insurance savings
OAB Recommendation
HDZ is the right choice for most homes. UHDZ is the upgrade conversation for clients in high-hail/storm areas or who want the insurance savings.
Best for
Climate
Both GAF Timberline products are wind-rated to 130 mph with proper GAF Master Elite installation — covering South Florida hurricane zones. Class A fire rating standard. UHDZ adds Class 4 hail protection. Full-deck ice and water shield on every Oak & Anchor install provides a complete moisture barrier regardless of shingle choice.
Home Style
Architectural shingles work across virtually every home style — traditional, coastal, contemporary, Cape Cod, and transitional. 10 FL-stocked colors span neutrals, grays, earthy tones, and classic blends. The dimensional texture adds curb appeal to any roofline without competing with the home's architectural character.
Value
The most cost-accessible premium roofing option. 30+ year expected lifespan when properly installed by a GAF Master Elite contractor. UHDZ upgrade typically pays for itself within 2–3 years through FL insurance premium savings. Lifetime Limited Warranty available only through Master Elite certified installers like Oak & Anchor.
Ready to see what shingles look like on your home?
Explore colors using our swatch tool above — or schedule a free consultation and we'll bring samples to you.
Protect Your Home with Confidence
Your roof is one of the most important investments in your home. Work with a team that delivers lasting quality, clear communication, and a higher level of service.