Shingle Roofing

GAF Timberline shingles — the most trusted name in the industry, installed by a GAF Master Elite certified crew.

Shingles roof

OAK & ANCHOR VOICE

Why Oak & Anchor Uses Shingles

Not every home in South Florida needs tile or metal. For homeowners who want a clean, classic look with strong storm performance and a straightforward installation, shingles are the right answer. We install GAF Timberline shingles exclusively — the #1 selling shingle in the country, and the only brand backed by the Master Elite certification program.

What makes our shingle installs different is the detail work. We run full-deck ice and water shield on every job — not just the edges, which is the standard practice. That means every square foot of your roof deck is protected before a single shingle goes down. It's the right way to do it, and it's how we do it on every home.

We offer two Timberline options: the standard HDZ for most homes, and the Class 4 impact-rated UHDZ with UltraMat for homeowners in high-storm-frequency areas or who want to qualify for insurance premium discounts. We'll tell you honestly which one makes sense for your situation.

Why We Use It:

  • GAF Elite certified — held by less than 2% of roofers in the country
  • Full-deck ice and water shield on every install — not just the edges
  • Lifetime Limited Warranty — available only through Master Elite certified contractors

GAF Timberline HDZ®

America's most installed shingle — and for good reason.

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Birchwood

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Charcoal

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Driftwood

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Hunter Green

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Oyster Gray

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Pewter Gray

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Shakewood

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Slate

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Sunset Brick

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Weathered Wood

Overview

The Timberline HDZ is an architectural shingle with a dimensional, layered look that adds real depth and texture to your roof. It's built for hurricane-prone climates and backed by the strongest warranty in the shingle industry when installed by a GAF Master Elite contractor.

  • Supplier — GAF via ABC Supply
  • Type — Architectural / Dimensional Shingle
  • Wind rating — Up to 130 mph wind warranty with GAF Master Elite installation
  • Warranty — Lifetime Limited Warranty — requires GAF Master Elite certified installer
  • Fire rating — Class A
  • Impact rating — Standard (see UHDZ for Class 4 impact-rated upgrade)
  • Algae protection — StainGuard Plus™ — 25-year algae resistance warranty
  • OAB install standard — Full-deck ice & water shield on every install — not just the edges. Bryan: 'We use it on the whole deck, not just the edges. That's why our roof is better.'
  • OAB sell point — GAF Master Elite certification held by less than 2% of roofers. Strongest shingle warranty available only through certified installers.
  • Best for — Most South Florida homes. Best value in the shingle category. Right choice for standard roof replacements and new installs.
  • FL stocked colors — Confirmed stocked at FL ABC Supply branch — available without lead time:

GAF Timberline UHDZ® with UltraMat™

The Class 4 upgrade to the standard HDZ.

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Pewter Gray

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Barkwood

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Charcoal

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Shakewood

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Slate

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Weathered Wood

Overview

The UHDZ uses GAF's UltraMat — a thicker, stronger fiberglass mat core that achieves Class 4 impact resistance without any change to the surface appearance. It looks identical to the HDZ from the street but performs at a completely different level in hail and storm debris events.

  • Supplier — GAF via ABC Supply
  • Type — Architectural / Dimensional Shingle — Class 4 Impact Rated
  • Impact rating — UL 2218 Class 4 — highest residential impact resistance rating available. Designed for hail and storm debris.
  • Wind rating — Up to 130 mph wind warranty with GAF Master Elite installation
  • Warranty — Lifetime Limited Warranty — requires GAF Master Elite certified installer
  • Fire rating — Class A
  • Algae protection — StainGuard Plus™ — 25-year algae resistance warranty
  • UltraMat technology — High-performance fiberglass mat core. Thicker and stronger than standard HDZ mat. Achieves Class 4 rating without added surface granules — no visible difference from HDZ.
  • FL relevance — Class 4 impact rating qualifies homeowners for significant insurance premium discounts in Florida. Ideal for Martin and St. Lucie County homes in high-storm-frequency zones.
  • OAB sell point — The upgrade from HDZ to UHDZ is one of the best value decisions a FL homeowner can make — the insurance savings often offset the cost difference within 2–3 years.
  • Best for — Homeowners in high-storm-frequency areas, anyone seeking FL insurance premium savings, or clients who want maximum impact protection without changing the look of their roof.
  • Color note — UHDZ is available in a subset of HDZ colors. If a client's preferred color is not available in UHDZ, recommend the HDZ as the alternative.

HDZ vs. UHDZ comparison

HDZ

UHDZ

Impact Rating

Standard

UL 2218 Class 4

Wind Rating

130 mph

130 mph

Fire Rating

Class A

Class A

Warranty

Lifetime Limited

Lifetime Limited

Algae Protection

StainGuard Plus™

StainGuard Plus™

FL Stocked Colors

10 confirmed

Confirm with ABC Supply

Full Palette

28 colors

12 colors

Insurance Benefit

Standard wind mitigation

Class 4 = potential FL premium discount

Best For

Standard FL replacement / great value

High-storm areas, max protection, insurance savings

OAB Recommendation

HDZ is the right choice for most homes. UHDZ is the upgrade conversation for clients in high-hail/storm areas or who want the insurance savings.

Best for

Climate

Both GAF Timberline products are wind-rated to 130 mph with proper GAF Master Elite installation — covering South Florida hurricane zones. Class A fire rating standard. UHDZ adds Class 4 hail protection. Full-deck ice and water shield on every Oak & Anchor install provides a complete moisture barrier regardless of shingle choice.

Home Style

Architectural shingles work across virtually every home style — traditional, coastal, contemporary, Cape Cod, and transitional. 10 FL-stocked colors span neutrals, grays, earthy tones, and classic blends. The dimensional texture adds curb appeal to any roofline without competing with the home's architectural character.

Value

The most cost-accessible premium roofing option. 30+ year expected lifespan when properly installed by a GAF Master Elite contractor. UHDZ upgrade typically pays for itself within 2–3 years through FL insurance premium savings. Lifetime Limited Warranty available only through Master Elite certified installers like Oak & Anchor.

Ready to see what shingles look like on your home?

Explore colors using our swatch tool above — or schedule a free consultation and we'll bring samples to you.

Schedule Your Free Consultation

Protect Your Home with Confidence

Your roof is one of the most important investments in your home. Work with a team that delivers lasting quality, clear communication, and a higher level of service.