--- title: Roofing Contractor Palm Beach Gardens FL | Oak & Anchor Roofing description: Oak & Anchor Roofing serves Palm Beach Gardens with expert roof replacement, repair, and storm damage inspections. Trusted by homeowners across Martin County --- [Skip to content](https://www.floridaroofnow.com/roofing/palm-beach-gardens#main-content) [![Oak & Anchor Roofing Logo](https://www.floridaroofnow.com/hubfs/2026/o%26a-k.svg)](https://www.floridaroofnow.com/?hsLang=en) - [Home](https://www.floridaroofnow.com?hsLang=en) - [Roofing Services](https://www.floridaroofnow.com/roofing/services?hsLang=en) - Our Products - [Shingle Roofing](https://www.floridaroofnow.com/roofing/materials/shingle?hsLang=en) - [Metal Roofing](https://www.floridaroofnow.com/roofing/materials/metal?hsLang=en) - [Tile Roofing](https://www.floridaroofnow.com/roofing/materials/tile?hsLang=en) - [About Us](https://www.floridaroofnow.com/about?hsLang=en) - [Blog](https://www.floridaroofnow.com/blog?hsLang=en) - [Contact Us](https://www.floridaroofnow.com/contact?hsLang=en) - [Build Your Roof](https://www.floridaroofnow.com/?hsLang=en#material) # Roofing Contractor in Palm Beach Gardens, FL Serving Palm Beach Gardens' golf course communities, Intracoastal-adjacent homes, and HOA-governed neighborhoods with replacement, repair, and installation built to the standard your home deserves. [Visualize Your House With A New Roof](https://www.floridaroofnow.com/roofing/palm-beach-gardens#estimate) [Build Your Roof](https://www.floridaroofnow.com/?hsLang=en#material) ## Palm Beach Gardens Demands a Higher Standard of Roofing At Oak & Anchor Roofing, we provide a higher standard of roofing Palm Beach Gardens is one of the most architecturally deliberate communities in South Florida. From the Mediterranean tile rooflines of PGA National and BallenIsles to the coastal-facing homes east of the Intracoastal, what's overhead matters here — in terms of aesthetics, structural performance, and what your insurer expects at renewal. Median home values in Palm Beach Gardens regularly exceed $700,000 in established golf course communities, and luxury properties in BallenIsles, Mirasol, and Old Palm can surpass $2 million. These homes deserve a roofing contractor who takes the work seriously. A meaningful portion of Palm Beach Gardens' residential housing stock was built in the 1990s and early 2000s — which means a large number of roofs are now approaching or past the 20-to-25-year mark. At that age in South Florida's climate, shingle roofs are at or past the end of their reliable service life. Tile roofs may still have plenty of tile life left, but their underlayment is typically failing. Neither situation is minor. An aging or compromised roof in this climate is an active liability, not a "keep an eye on it" situation. Florida's insurance market has made roof age a central underwriting concern across Palm Beach County. Carriers are restricting coverage, increasing premiums, and in some cases declining renewals on homes with roofs past 15–20 years old. A new roof — properly permitted through Palm Beach Gardens' own Building Division, properly documented, and backed by a 10-year workmanship warranty — addresses the insurance problem and the structural one at the same time. [Visualize Your House With A New Roof](https://www.floridaroofnow.com/roofing/palm-beach-gardens#estimate) ## Our Roofing Services in Palm Beach Gardens 01 ### **Roof Replacement** A full roof replacement in Palm Beach Gardens means working within the city's own permitting process, meeting Florida Building Code wind resistance requirements for the Wind-Borne Debris Region, and — in many neighborhoods — navigating HOA architectural approval before a shingle is touched. We handle all of it. Shingle, metal, and tile replacements are documented for insurance and covered by a 10-year workmanship warranty. When storm damage is involved, we coordinate directly with your insurer. 02 ### **Roof Repair** Not every roof problem is a replacement. We fix leaks, storm-damaged sections, cracked or slipped tile, failed flashing, and open penetrations without recommending a full replacement unless the inspection genuinely warrants it. If repair is the right answer, we'll tell you. If the underlying condition means you'll be calling us back in a year, we'll tell you that too. 03 ### **Storm Damage Inspection & Insurance Claims** Palm Beach Gardens has taken storm damage from Jeanne in 2004, Matthew in 2016, Irma in 2017, and most recently Helene and Milton in 2024. After any named storm event, we perform detailed damage documentation — written reports, photographs, and adjuster-ready materials — to support your insurance claim. We've worked through the post-storm insurance process enough times to know what carriers need and what they look for. 04 ### **New Roof Installation** We work with Palm Beach Gardens homeowners on new construction and full renovations, either alongside a general contractor or directly as the roofing trade. New installations in Palm Beach Gardens' golf course communities require careful coordination on HOA-approved materials, profiles, and color ranges from the start of the project. 05 ### **Wind Mitigation Inspections** Florida law requires insurers to apply premium discounts based on documented wind-resistant features. The OIR-B1-1802 wind mitigation form captures those features — roof cover type, deck attachment, roof-to-wall connections, and opening protection. On a newly installed roof in Palm Beach Gardens, proper documentation under this form can produce meaningful annual savings. The inspection costs $75–$150 and the report is valid for five years. 06 ### **Commercial Roofing** We install and repair flat and low-slope commercial roofing systems for Palm Beach Gardens commercial properties, handling permits and inspections as part of the project. ## Why Palm Beach Gardens Homeowners Choose Oak & Anchor **Family Owned and Operated** We're here to help you - No Pressure. Honest Guidance and as much support as you need. **Licensed & Insured** Florida Contractor License CBC-1269569 · Roofing License CCC-1337735. Fully insured with general liability and workers' compensation coverage on every project. **10-Year Workmanship Warranty** Every roof we install is backed by a 10-year workmanship warranty, in addition to the manufacturer warranty on materials. **Insurance Claim Support** We document damage in detail, support your claim with professional reporting, and can meet directly with your insurance adjuster — at no additional cost. ## Trusted by Homeowners in Palm Beach Gardens & Across Martin County ![5](https://www.floridaroofnow.com/hubfs/2026/5.svg) **Mark and Barbara Rothstein** "After getting several estimates for our roof replacement, we chose Oak & Anchor Roofing and couldn’t be happier. They were straightforward, honest, and never tried to oversell us. Every timeline they gave us was met, and the finished roof looks amazing. The entire team was easy to work with and always available to answer questions. " ![5](https://www.floridaroofnow.com/hubfs/2026/5.svg) **Courtney Hamilton** "We recently had our roof replaced by Oak & Anchor Roofing. From the initial inspection to the final cleanup, everything was organized and professional. They followed through on every commitment they made. We felt confident throughout the entire process and would absolutely use them again." ![5](https://www.floridaroofnow.com/hubfs/2026/5.svg) **Stephanie Lopez** "Oak & Anchor Roofing made what we thought would be a stressful roof replacement completely hassle-free. Their team was friendly, responsive, and easy to work with from day one. The new roof looks fantastic, and we couldn’t be more pleased with the entire experience." ## Frequently Asked Questions — Roofing in Palm Beach Gardens, FL How much does a new roof cost in Palm Beach Gardens?  In Palm Beach Gardens and northern Palm Beach County, full replacement typically ranges from $11,000 to $24,000 for asphalt shingles, $20,000 to $45,000+ for metal, and $27,000 to $60,000+ for tile — all installed, including materials, labor, tear-off, permits, and disposal. The wide ranges reflect real differences in roof size, pitch, complexity, and material grade. An accurate number requires an in-person measurement. We provide free on-site estimates.  My tile roof is leaking but the tiles look fine — do I need a full replacement?  Not necessarily the tiles, but possibly the underlayment beneath them. In South Florida's climate, tile itself can last 50+ years, but the underlayment typically has a 20–25 year lifespan. When underlayment fails, water infiltrates even through visually intact tiles. A proper inspection will tell you whether you need full tear-off and re-underlayment, a localized repair, or full replacement — we assess both the tile and the underlayment before making any recommendation.  Do I need a permit to replace my roof in Palm Beach Gardens?  Yes. Palm Beach Gardens has its own Building Division that processes permits independently from Palm Beach County. A permit is required for any full roof replacement, and a licensed contractor must pull it. We handle the permit application, manage the inspection schedule, and don't close a job until the city's final inspection is signed off. A contractor who offers to skip the permit is a serious red flag — unpermitted work creates problems with insurance claims and home sales.  Can you work within my HOA's architectural requirements?  Yes. Most Palm Beach Gardens golf course communities — PGA National, BallenIsles, Mirasol, Old Palm, Frenchman's Creek — have architectural review processes governing tile profiles, shingle grades, colors, and material types. Before we schedule anything, we review the community's standards and confirm the approval path. We can provide documentation for your architectural review board, including product specs, color chips, and profile samples.  How does my roof's age affect my homeowner's insurance in Palm Beach Gardens?  Significantly. Florida carriers have become much more aggressive about roof age over the past several years. Many restrict coverage or require a recent inspection for shingle roofs past 15 years old, and some have made roof replacement a condition of policy renewal. A new roof — properly permitted and documented — typically removes that pressure and unlocks wind mitigation credits that can reduce your annual premium. Understanding your exposure before a renewal notice arrives is much better than reacting after one.  Will a new roof add value to my Palm Beach Gardens home?  Yes — and in Palm Beach Gardens' price range, the impact is meaningful. A new roof removes one of the most common inspection flags in a sale, reassures buyers and their agents, and typically passes through fully on an appraisal. In a market where buyers are scrutinizing every line item, a roof with years of remaining life is a real asset. It also eliminates one of the most significant ongoing insurance negotiation points.  [Get A Free Instant Estimate](https://www.floridaroofnow.com/roofing/palm-beach-gardens#estimate) ## Protect Your Home with Confidence We serve all of Palm Beach Gardens communities including PGA National, BallenIsles, Mirasol, Old Palm, Frenchman's Creek, Sandhill Cove, PGA Commons area, Eastpointe ### Oak & Anchor Roofing serves Palm Beach Gardens and the wider Treasure Coast, including [Stuart](https://www.floridaroofnow.com/roofing/stuart?hsLang=en), [Jensen Beach](https://www.floridaroofnow.com/roofing/jensen-beach?hsLang=en), [Port St. Lucie](https://www.floridaroofnow.com/roofing/port-st-lucie?hsLang=en), [Hobe Sound](https://www.floridaroofnow.com/roofing/hobe-sound?hsLang=en), [Juno Beach](https://www.floridaroofnow.com/roofing/juno-beach?hsLang=en), [Vero Beach](https://www.floridaroofnow.com/roofing/vero-beach?hsLang=en), [Fort Pierce](https://www.floridaroofnow.com/roofing/fort-pierce?hsLang=en), [Hutchinson Island,](https://www.floridaroofnow.com/roofing/hutchinson-island?hsLang=en)[Jupiter](https://www.floridaroofnow.com/roofing/jupiter?hsLang=en), and [Tequesta](https://www.floridaroofnow.com/roofing/tequesta?hsLang=en). - [Build Your Roof](https://www.floridaroofnow.com#material) - [Services](https://www.floridaroofnow.com/roofing/services) - [Process](https://www.floridaroofnow.com/roofing/services#process) - [Pay Now](https://oak-anchor-roofing.myhelcim.com/hosted/?token=cf8e5c3e679551136940fd) - [Contact](https://www.floridaroofnow.com/contact) ![Florida Roofing Company Oak & Anchor](https://www.floridaroofnow.com/hubfs/2026/o%26a-g.svg) **Company** **Phone** [(772) 325-1727](tel:+17723251727) **Email** [info@oabfl.com](mailto:info@oabfl.com) **Florida Contractor License** CBC-1269569 **Roofing License** CCC-1337735 **Social** **Facebook** [@OakandAnchorRoofing](https://www.facebook.com/OakandAnchorroofing/) **Instagram** [@OakandAnchorRoofing](https://www.instagram.com/oakandanchorroofing1/) ```json { "@context" : "https://schema.org", "@id" : "https://www.floridaroofnow.com/roofing/palm-beach-gardens-fl#business", "@type" : [ "RoofingContractor", "LocalBusiness" ], "aggregateRating" : { "@type" : "AggregateRating", "bestRating" : "5", "ratingValue" : "5", "reviewCount" : "34", "worstRating" : "1" }, "areaServed" : [ { "@type" : "City", "containedInPlace" : { "@type" : "AdministrativeArea", "name" : "Palm Beach County, Florida" }, "name" : "Palm Beach Gardens" }, { "@type" : "City", "name" : "Juno Beach" }, { "@type" : "City", "name" : "North Palm Beach" }, { "@type" : "City", "name" : "Jupiter" }, { "@type" : "City", "name" : "Tequesta" }, { "@type" : "City", "name" : "Riviera Beach" } ], "description" : "Licensed roofing contractor serving Palm Beach Gardens, FL. 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Oak & Anchor Roofing helps homeowners gather the documentation needed for the architectural review board submission, including product specifications, color samples, and profile options. We don't schedule installation until the approval path is clear." }, "name" : "Does my HOA need to approve my new roof before work starts in Palm Beach Gardens?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "No. Palm Beach Gardens is within Florida's Wind-Borne Debris Region but not in the High-Velocity Hurricane Zone (HVHZ) that covers Miami-Dade and Broward Counties. This distinction matters for material specifications — some products carry separate HVHZ approvals for Miami-Dade installations that are not required in Palm Beach Gardens. 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The tiles themselves rarely need replacement within a homeowner's lifetime — the more common maintenance point is the underlayment beneath them, which typically lasts 20–25 years. If your tile roof is leaking but the tiles look intact, underlayment failure is the most likely cause and warrants immediate inspection." }, "name" : "How long does a tile roof last in Palm Beach Gardens?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "In Palm Beach Gardens, installed roof replacement costs typically range from $11,000 to $24,000 for asphalt shingles, $20,000 to $45,000+ for metal roofing, and $27,000 to $60,000+ for tile. These are full installed costs — materials, labor, tear-off, permits, and disposal. Actual cost depends on roof size, pitch, complexity, material choice, and whether existing decking requires replacement. 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A contractor who offers to skip the permit to reduce cost is a significant red flag — unpermitted work creates problems with insurance claims and home sales." }, "name" : "Do I need a permit to replace my roof in Palm Beach Gardens?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "A wind mitigation inspection uses Florida's standardized OIR-B1-1802 form to document your home's wind-resistant features — roof deck attachment, roof-to-wall connections, opening protection, and roof cover type. The completed report is submitted to your insurer, who is required by Florida law to apply premium discounts based on what's documented. A new roof installation is the ideal time to get a wind mitigation inspection, since properly installed roofing typically qualifies for the strongest available credits. 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